| Interest Rate (Monthly reducing balance) |
Loans up to Rs. 30 L: 8.75% (FRR - 4%) floating Loans of Rs. 30 L to Rs. 50 L: 9% (FRR - 3.75%) floating Loans above Rs. 50 L: 9.5% (FRR - 3.25%) floating FRR is currently 12.75% |
| Processing Fees | Higher of 0.5% of loan amount or Rs. 2,000 |
| Loan Tenure | 1 year to 20 years |
| Amount Funded | Up to 85% of property value |
| Partial Pre-payment Charges | Nil |
| Pre-closure Charges | 2% of pre-closed amount including amount pre-paid in prior one year |
| Guarantor Requirement | No guarantor required |
